:root{--n:#07182d;--n2:#102d4f;--o:#f28c28;--g:#d1a65f;--g2:#efd29e;--c:#f8f3ec;--c2:#fcfaf7;--i:#17243a;--m:#687386;--l:#e2e7ec;--w:#fff;--green:#2f7f6d;--shadow:0 24px 70px rgba(7,24,45,.13);--soft:0 14px 44px rgba(7,24,45,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--i);line-height:1.65;background:#fff;-webkit-font-smoothing:antialiased}img{display:block;max-width:100%}a{text-decoration:none;color:inherit}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.section{padding:94px 0}.soft{background:linear-gradient(180deg,var(--c2),#fff)}.dark{background:linear-gradient(145deg,var(--n),var(--n2));color:#fff}.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:11px;font-weight:850;letter-spacing:.16em;text-transform:uppercase;color:var(--g);margin-bottom:16px}.eyebrow:before{content:"";width:28px;height:1px;background:currentColor}h1,h2,h3{margin:0 0 18px;line-height:1.08;letter-spacing:-.028em}h1,h2{font-family:Georgia,serif;font-weight:600;color:var(--n)}h1{font-size:clamp(43px,5.4vw,72px)}h2{font-size:clamp(34px,4.2vw,54px)}h3{font-size:25px;color:var(--n)}p{margin:0 0 17px}.lead{font-size:20px;color:#4c5a6e}.muted{color:var(--m)}.small{font-size:12px;color:var(--m)}.btn{display:inline-flex;min-height:54px;padding:0 24px;border-radius:999px;align-items:center;justify-content:center;gap:10px;border:1px solid transparent;background:var(--o);color:#fff;font-weight:850;box-shadow:0 14px 34px rgba(242,140,40,.24);cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px)}.btn.darkbtn{background:var(--n);box-shadow:none}.btn.light{background:#fff;color:var(--n);box-shadow:none}.btn.ghost{background:transparent;border-color:#d9e0e8;color:var(--n);box-shadow:none}.btn.slim{min-height:48px;padding:0 20px;font-size:14px}.arrow{font-size:18px}.header{position:sticky;top:0;z-index:80;background:rgba(7,24,45,.97);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}.head{height:80px;display:flex;align-items:center;gap:22px}.brand{display:flex;align-items:center;gap:11px;color:#fff}.brand img{width:45px;height:45px;object-fit:contain}.brand strong{font-size:23px;letter-spacing:-.03em}.brand b{color:var(--o)}.brand small{display:block;color:#aebed0;font-size:10px}.nav{display:flex;gap:18px;margin-left:auto;color:#c7d4e1;font-size:13px;font-weight:750}.nav a:hover,.nav a.active{color:#fff}.phone{background:#fff;color:var(--n);padding:11px 16px;border-radius:999px;font-weight:850;white-space:nowrap}
.hero{padding:0;background:linear-gradient(135deg,#fff,#fbf7f1);border-bottom:1px solid #eee7dd;overflow:hidden}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(38vw,720px);min-height:680px;align-items:stretch;width:100%;max-width:none}.hero-copy{padding:86px 46px 70px max(20px,calc((100vw - 1180px)/2 + 20px));display:flex;flex-direction:column;justify-content:center}.breadcrumbs{font-size:12px;color:#8490a0;margin-bottom:22px}.breadcrumbs a{color:#536477}.meta{font-size:12px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:#9c661b;margin-bottom:18px}.hero h1{max-width:760px}.hero-copy>p{font-size:19px;color:#536174;max-width:720px}.hero-photo{position:relative;overflow:hidden;min-height:680px}.hero-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,.92),rgba(255,255,255,.28) 14%,transparent 44%),linear-gradient(0deg,rgba(7,24,45,.10),transparent 45%)}.hero-note{display:grid;grid-template-columns:repeat(3,1fr);gap:11px;margin-top:30px;max-width:760px}.hero-chip{padding:15px 16px;border-radius:16px;background:#fff;border:1px solid #eee4d8;font-size:13px;color:#5b6675}.hero-chip b{display:block;color:var(--n);margin-bottom:3px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.upload-zone{margin-top:-42px;position:relative;z-index:5}.upload-card{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center;background:#fff;border:1px solid #eadfce;border-radius:27px;padding:32px;box-shadow:var(--shadow)}.upload-card h2{font-size:38px}.upload-card p{color:#5b6878}.upload-right{padding:26px;border-radius:22px;background:linear-gradient(145deg,#fff8ed,#fff);border:1px dashed #e5b97a}.upload-right strong{display:block;font-size:18px;color:var(--n);margin-bottom:7px}.upload-right small{display:block;color:#7b8795;margin-top:10px}.file-preview{margin-top:10px;font-size:13px;color:#556375}.file-preview span{display:block;padding:5px 0}.upload-status{font-size:13px;margin-top:10px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:#796b57}.field input,.field textarea,.field select{width:100%;padding:13px 14px;border-radius:12px;border:1px solid var(--l);background:#fff;color:var(--n)}.field textarea{min-height:90px;resize:vertical}.consent{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:#667484;margin:12px 0}.consent input{margin-top:4px}
.fact-band{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.fact{padding:24px;border:1px solid var(--l);border-radius:20px;background:#fff}.fact span{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;background:#fff1df;color:#a76c15;font-weight:900;margin-bottom:13px}.fact strong{display:block;color:var(--n);font-size:19px}.fact p{margin:6px 0 0;color:var(--m);font-size:14px}.two-col{display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:start}.editorial p{font-size:17px;color:#4e5c6e}.editorial p strong{color:var(--n)}.pull{padding:31px;border-radius:24px;background:var(--n);color:#fff;box-shadow:var(--soft)}.pull b{display:block;color:var(--g2);font-size:12px;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px}.pull blockquote{margin:0;font:600 29px/1.28 Georgia,serif}.pull p{color:#c8d3dd;margin:15px 0 0}.data-card{margin-top:18px;padding:24px;border-radius:20px;background:#fff8ed;border:1px solid #f0dcc0}.data-card strong{font:600 36px/1 Georgia,serif;color:var(--n)}.data-card p{font-size:14px;color:#6f7783;margin-top:10px}.data-card small{display:block;margin-top:10px;color:#8c7657}.multi-policy{margin-top:18px;padding:25px;border-radius:20px;background:#eff7f4;border:1px solid #cfe4dc}.multi-policy h3{font-size:23px}.multi-policy p{font-size:14px;color:#526c63;margin:0}
.questions{display:grid;gap:15px;margin-top:34px;counter-reset:q}.q{border:1px solid var(--l);border-radius:21px;background:#fff;overflow:hidden}.q summary{list-style:none;cursor:pointer;display:grid;grid-template-columns:58px 1fr 26px;gap:15px;align-items:center;padding:24px 26px;font-weight:850;color:var(--n)}.q summary::-webkit-details-marker{display:none}.q summary:before{counter-increment:q;content:counter(q);width:45px;height:45px;border-radius:50%;display:grid;place-items:center;background:#fff0dd;color:#a66916;font:600 20px Georgia,serif}.q summary:after{content:"+";font-size:26px;color:var(--o)}.q[open] summary:after{content:"–"}.q-body{padding:0 28px 27px 99px;color:#566477}.q-body ul{margin:12px 0 0;padding-left:20px}.q-body li{margin:6px 0}.q-body .insight{margin-top:16px;padding:15px 17px;border-radius:14px;background:#f8fafc;color:#405067}.q-body .insight b{color:var(--n)}
.example{margin-top:28px;border-radius:26px;background:linear-gradient(145deg,#fff8ee,#fff);border:1px solid #eedcc5;padding:30px}.example-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px;align-items:start}.price-row{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.price{padding:18px 12px;border-radius:16px;background:#fff;border:1px solid #eadfce;text-align:center}.price strong{display:block;color:var(--n);font-size:19px}.price small{color:var(--m)}.example-note{font-size:12px;color:#7c8794;margin-top:12px}
quick-check{display:block}.quick{display:grid;grid-template-columns:.82fr 1.18fr;gap:50px;align-items:start}.quick-panel{padding:34px;border-radius:26px;background:var(--n);color:#fff}.quick-panel h2{color:#fff}.quick-panel p{color:#c6d2df}.quick-list{display:grid;gap:12px}.quick-item{display:grid;grid-template-columns:42px 1fr;gap:13px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.13)}.quick-item:last-child{border-bottom:0}.quick-item span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--n);font-weight:900}.quick-item strong{display:block;color:#fff}.quick-item small{color:#aebfd0}.quick-cta{padding:34px;border-radius:26px;background:#fff;border:1px solid var(--l);box-shadow:var(--soft)}.quick-cta h3{font:600 34px/1.12 Georgia,serif}.quick-cta p{color:#5d6979}.quick-cta .btn{margin-top:10px}
.scenarios{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin-top:30px}.scenario{padding:29px;border-radius:23px;background:#fff;border:1px solid var(--l);box-shadow:var(--soft)}.scenario span{display:block;color:#a76c15;font-size:12px;font-weight:850;letter-spacing:.13em;text-transform:uppercase;margin-bottom:12px}.scenario h3{font-family:Georgia,serif;font-size:29px}.scenario p{color:#5c6979;font-size:15px}.scenario b{color:var(--n)}
.more-card{display:grid;grid-template-columns:1.05fr .95fr;border-radius:30px;overflow:hidden;background:linear-gradient(145deg,var(--n),var(--n2));color:#fff;box-shadow:var(--shadow)}.more-copy{padding:50px}.more-copy h2{color:#fff}.more-copy p{color:#c8d4e0;font-size:17px}.more-copy ul{list-style:none;padding:0;margin:24px 0;display:grid;gap:11px}.more-copy li:before{content:"✓";color:var(--g2);font-weight:900;margin-right:10px}.more-photo img{width:100%;height:100%;min-height:520px;object-fit:cover}.more-note{font-size:12px;color:#98aabd;margin-top:15px}
.decision-head{text-align:center;max-width:840px;margin:0 auto 38px}.decision-head h2{margin-bottom:12px}.decision-head p{color:#647182}.decision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.decision-card{padding:30px;border-radius:25px;background:#fff;border:1px solid var(--l);display:flex;flex-direction:column;min-height:390px;box-shadow:var(--soft)}.decision-card.primary{background:linear-gradient(145deg,var(--n),var(--n2));color:#fff;border-color:transparent}.decision-top{display:flex;justify-content:space-between;align-items:center}.decision-no{font:600 31px Georgia,serif;color:#d29a46}.decision-state{font-size:10px;text-transform:uppercase;letter-spacing:.16em;color:#8d9aa7}.decision-card.primary .decision-state{color:#b8c5d0}.decision-icon{font-size:28px;color:var(--o);margin:28px 0 8px}.decision-card h3{font:600 31px/1.12 Georgia,serif;margin-top:8px}.decision-card.primary h3{color:#fff}.decision-card p{color:#687686;font-size:14px}.decision-card.primary p{color:#c4d0db}.decision-card .btn{margin-top:auto;width:100%}.decision-card.primary .btn{background:var(--o)}.delay-row{display:flex;gap:6px;flex-wrap:wrap;margin:10px 0 17px}.delay-row button{border:1px solid #d8dee4;background:#fff;border-radius:999px;padding:8px 10px;font-size:11px;font-weight:750;color:#536171;cursor:pointer}.delay-row button.active{background:var(--n);border-color:var(--n);color:#fff}.subcall{display:block;text-align:center;color:var(--g2);font-size:12px;font-weight:800;margin-top:11px}
.sources{padding:28px;border-radius:22px;background:#f7f8fa;border:1px solid var(--l)}.sources h3{font-size:20px}.sources ol{margin:0;padding-left:22px;color:#5f6d7d;font-size:13px}.sources li{margin:8px 0}.sources a{text-decoration:underline}.legal{margin-top:18px;font-size:12px;color:#7c8795}.footer{background:#051322;color:#aab9c8;padding:56px 0 26px}.foot{display:grid;grid-template-columns:1.4fr .7fr 1fr;gap:55px}.footer-brand{display:flex;align-items:center;gap:11px;color:#fff}.footer-brand img{width:46px;height:46px}.footer-brand strong{font-size:23px}.footer-brand b{color:var(--o)}.footer-brand small{display:block;color:#8da0b2;font-size:10px}.footer h4{color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.13em}.footer a{display:block;color:#fff;margin:8px 0}.footer p{font-size:13px}.footer-legal{border-top:1px solid rgba(255,255,255,.12);margin-top:30px;padding-top:18px;font-size:11px;color:#7f92a6}.mobile-bar{display:none}
/* modal */.modal{position:fixed;inset:0;background:rgba(4,16,31,.72);backdrop-filter:blur(7px);z-index:120;display:grid;place-items:center;padding:20px}.modal[hidden]{display:none}.dialog{width:min(560px,100%);max-height:92vh;overflow:auto;background:#fff;border-radius:27px;padding:32px;box-shadow:0 30px 90px rgba(0,0,0,.35);position:relative}.dialog h3{font:600 36px/1.12 Georgia,serif}.close{position:absolute;top:17px;right:18px;width:38px;height:38px;border-radius:50%;border:1px solid var(--l);background:#fff;color:var(--n);font-size:23px;cursor:pointer}.modal-kicker{font-size:11px;font-weight:850;letter-spacing:.14em;text-transform:uppercase;color:#a76c15;margin-bottom:10px}.modal .field{margin:11px 0}.modal-status{font-size:13px;margin-top:9px}.hp{position:absolute!important;left:-9999px!important;opacity:0!important}
@media(max-width:1100px){.nav{display:none}.hero-grid{grid-template-columns:1fr}.hero-copy{padding:70px min(40px,5vw) 34px min(40px,5vw)}.hero-photo{min-height:460px}.upload-card,.two-col,.quick,.more-card{grid-template-columns:1fr}.more-photo{order:-1}.more-photo img{min-height:360px;height:420px}.decision-grid{grid-template-columns:1fr}.scenario{min-height:0}.scenarios,.fact-band{grid-template-columns:1fr 1fr}.example-grid{grid-template-columns:1fr}.price-row{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.container{width:min(100% - 28px,1180px)}.section{padding:72px 0}.head{height:70px}.brand strong{font-size:20px}.brand small{display:none}.brand img{width:39px;height:39px}.phone{font-size:12px;padding:9px 11px}.hero-copy{padding:54px 0 34px}.hero-photo{min-height:380px}.hero-note,.fact-band,.scenarios,.foot{grid-template-columns:1fr}.upload-zone{margin-top:18px}.upload-card{padding:23px}.upload-card h2{font-size:32px}.form-row{grid-template-columns:1fr}.field.full{grid-column:auto}.q summary{grid-template-columns:46px 1fr 20px;padding:20px 18px}.q-body{padding:0 18px 22px}.q summary:before{width:40px;height:40px}.price-row{grid-template-columns:1fr 1fr}.more-copy{padding:30px}.decision-card{min-height:auto}.footer{padding-bottom:100px}.mobile-bar{display:grid;position:fixed;left:10px;right:10px;bottom:10px;z-index:95;grid-template-columns:1fr 1fr;gap:8px;padding:8px;border-radius:18px;background:rgba(7,24,45,.96);box-shadow:0 18px 38px rgba(0,0,0,.28)}.mobile-bar a{min-height:46px;border-radius:999px;display:grid;place-items:center;font-weight:850;font-size:13px}.mobile-bar .m1{background:#fff;color:var(--n)}.mobile-bar .m2{background:var(--o);color:#fff}}

/* NNW premium v2 — neutralny moduł porównawczy i zbalansowana sekcja 60 sekund */
.example-neutral{background:linear-gradient(135deg,#fffaf3,#fff);}
.neutral-grid{grid-template-columns:.9fr 1.1fr;align-items:center}.compare-points{display:grid;grid-template-columns:1fr 1fr;gap:12px}.compare-point{display:grid;grid-template-columns:38px 1fr;gap:12px;align-items:start;padding:17px;border-radius:18px;background:#fff;border:1px solid #e7dccb}.compare-point>span{width:34px;height:34px;display:grid;place-items:center;border-radius:50%;background:#fff2df;color:#a96817;font-size:11px;font-weight:900}.compare-point strong{display:block;color:var(--n);margin-bottom:3px}.compare-point small{display:block;color:#6d7887;line-height:1.45}.example-action{margin-top:24px;padding-top:22px;border-top:1px solid #eadfce;display:flex;justify-content:space-between;gap:24px;align-items:center}.example-action strong{display:block;color:var(--n);font-size:18px}.example-action span{display:block;color:#697585;font-size:13px}.small-btn{padding:12px 18px;font-size:13px;white-space:nowrap}
.quick-section{background:linear-gradient(135deg,#07182d 0%,#0d2b4b 100%);color:#fff}.quick-head{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:end;margin-bottom:30px}.quick-head h2{margin:8px 0 0;color:#fff;font-size:clamp(38px,4.2vw,60px)}.quick-head>p{margin:0;color:#c5d3df;font-size:17px;max-width:520px}.quick-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}.quick-check-card,.quick-service-card{min-height:540px;border-radius:28px;padding:34px;display:flex;flex-direction:column}.quick-check-card{background:rgba(4,20,38,.66);border:1px solid rgba(255,255,255,.12);box-shadow:inset 0 1px 0 rgba(255,255,255,.04)}.quick-service-card{background:#fffaf3;color:var(--n);border:1px solid #ead5b6;box-shadow:0 22px 52px rgba(0,0,0,.16)}.quick-badge{display:inline-flex;width:max-content;padding:8px 12px;border-radius:999px;background:rgba(242,140,40,.14);border:1px solid rgba(242,140,40,.34);color:#ffd39e;font-size:10px;font-weight:900;text-transform:uppercase;letter-spacing:.14em}.quick-card-top h3,.quick-service-card h3{font:600 34px/1.12 Georgia,serif;margin:16px 0 12px}.quick-card-top h3{color:#fff}.quick-service-card h3{color:var(--n)}.quick-service-card>div:first-child p{color:#5c6878}.quick-list.compact{margin-top:14px;gap:0}.quick-list.compact .quick-item{padding:15px 0}.quick-list.compact .quick-item small{font-size:13px;line-height:1.45}.service-benefits{display:grid;gap:0;margin:16px 0 22px;border-top:1px solid #e6d9c8}.service-benefits>div{display:grid;grid-template-columns:32px 1fr;gap:12px;padding:15px 0;border-bottom:1px solid #e6d9c8}.service-benefits>div>span{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#fff0db;color:#b56f16;font-weight:900}.service-benefits strong{display:block;font-size:14px}.service-benefits small{display:block;color:#6b7684;margin-top:2px}.service-btn{width:100%;justify-content:space-between}.service-proof{display:flex;gap:10px;align-items:baseline;margin:13px 0 0;color:#7a6a55}.service-proof b{font-size:12px;color:#9b651c}.service-proof span{font-size:11px}.service-bridge{margin-top:auto;padding:18px;border-radius:18px;background:#f0ebe3;border:1px solid #e3d7c7}.service-bridge strong{display:block;font:600 20px Georgia,serif;margin-bottom:5px}.service-bridge span{display:block;color:#637080;font-size:12px;line-height:1.5}.service-bridge a{display:inline-block;margin-top:9px;color:#a85f0d;font-size:12px;font-weight:850}.quick-section .eyebrow{color:#e3ad65}
@media(max-width:1100px){.neutral-grid,.quick-head,.quick-grid{grid-template-columns:1fr}.quick-check-card,.quick-service-card{min-height:auto}.compare-points{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.compare-points{grid-template-columns:1fr}.example-action{align-items:flex-start;flex-direction:column}.quick-check-card,.quick-service-card{padding:24px}.quick-card-top h3,.quick-service-card h3{font-size:29px}.quick-head{gap:14px;margin-bottom:22px}.service-proof{display:block}.service-proof span{display:block;margin-top:3px}}


/* V4 — kompleksowa ochrona dziecka */
.protection-section{background:#fff}.protection-head{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:end;margin-bottom:34px}.protection-head>p{font-size:18px;color:#5d6b7c;margin:0 0 8px}.protection-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.protection-card{position:relative;padding:32px;border-radius:28px;border:1px solid #e0e5eb;min-height:500px;overflow:hidden;background:#fff;box-shadow:0 16px 45px rgba(7,24,45,.07)}.protection-card:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;right:-70px;top:-65px;background:radial-gradient(circle,rgba(242,140,40,.12),rgba(242,140,40,0) 70%)}.protection-card.accident{background:linear-gradient(145deg,#07182d,#0c2948);color:#fff;border-color:transparent}.protection-card.accident h3,.protection-card.accident .protection-list b{color:#fff}.protection-card.accident .protection-lead,.protection-card.accident .protection-list{color:#c6d2de}.protection-card.mental{background:#fff9f1;border-color:#ecd9bc}.protection-card.world{background:linear-gradient(145deg,#f6f1e9,#fff)}.protection-no{font:600 30px Georgia,serif;color:#c7832c}.protection-icon{font-size:29px;color:var(--o);margin:30px 0 12px}.protection-card h3{font:600 35px/1.1 Georgia,serif;color:var(--n);max-width:520px}.protection-lead{color:#667487;font-size:15px;max-width:560px}.protection-list{padding:0;margin:26px 0 0;list-style:none;color:#506073}.protection-list li{position:relative;padding:14px 0 14px 27px;border-top:1px solid rgba(108,124,143,.18)}.protection-list li:before{content:"✓";position:absolute;left:0;color:var(--o);font-weight:900}.protection-list b{color:var(--n)}.inline-program{display:inline-flex;margin-top:18px;color:#a95e0c;font-weight:850;font-size:13px}
.benefits-panel{margin-top:52px;padding:44px;border-radius:32px;background:#07182d;color:#fff;box-shadow:0 24px 60px rgba(7,24,45,.18)}.benefits-intro{display:grid;grid-template-columns:1fr .8fr;gap:42px;align-items:end;margin-bottom:30px}.benefits-intro h2{color:#fff;margin:6px 0 0}.benefits-intro p{color:#c4d0db;margin:0}.benefits-kicker{display:block;color:#e5ad63;text-transform:uppercase;font-size:10px;font-weight:900;letter-spacing:.17em}.benefits-featured,.benefits-all{display:grid;grid-template-columns:repeat(2,1fr);gap:0 26px}.benefit{display:grid;grid-template-columns:48px 1fr;gap:14px;padding:20px 0;border-top:1px solid rgba(255,255,255,.13)}.benefit>span{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#07182d;font-weight:900;font-size:12px}.benefit b{display:block;color:#fff;font-size:15px;margin-bottom:4px}.benefit p{margin:0;color:#aebdca;font-size:13px;line-height:1.55}.benefits-more{margin-top:12px;border-top:1px solid rgba(255,255,255,.17)}.benefits-more summary{cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;padding:20px 0;color:#f2c27e;font-weight:850}.benefits-more summary::-webkit-details-marker{display:none}.benefits-more[open] summary span{transform:rotate(180deg)}.benefits-more summary span{transition:.2s}.benefits-note{margin-top:24px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);color:#8fa2b5;font-size:11px;line-height:1.6}
.package-cta{margin-top:28px;padding:38px 40px;border-radius:28px;background:#fff8ef;border:1px solid #e9d2ae;display:grid;grid-template-columns:1.25fr .75fr;gap:36px;align-items:center}.package-cta h2{font-size:clamp(32px,3.4vw,47px);margin-bottom:12px}.package-cta p{color:#647182;max-width:760px}.package-points{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}.package-points span{padding:8px 12px;border-radius:99px;background:#fff;border:1px solid #e4d8c7;color:#6b5f50;font-size:11px;font-weight:800}.package-actions{display:flex;flex-direction:column;gap:14px;align-items:stretch}.package-actions .btn{text-align:center}.package-secondary{text-align:center;color:#9d5c12;font-size:13px;font-weight:850}
@media(max-width:1100px){.protection-head,.benefits-intro,.package-cta{grid-template-columns:1fr}.protection-grid{grid-template-columns:1fr}.protection-card{min-height:auto}.package-actions{align-items:flex-start}.package-actions .btn{width:auto}.benefits-featured,.benefits-all{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.protection-grid{grid-template-columns:1fr}.protection-card{padding:25px}.protection-card h3{font-size:30px}.benefits-panel{padding:26px 22px;border-radius:24px}.benefits-featured,.benefits-all{grid-template-columns:1fr}.benefits-intro{gap:14px}.package-cta{padding:26px}.package-actions .btn{width:100%}.package-points{display:grid}.protection-head{gap:14px}}

/* V5 — editorial cards, zdjęcia i sekcja pytań */
.protection-grid{gap:22px;align-items:stretch}
.protection-card{padding:0;min-height:unset;background:#fff;border:1px solid #e5e7eb;box-shadow:0 18px 48px rgba(7,24,45,.08);display:flex;flex-direction:column}
.protection-card:after{display:none}
.protection-card.accident,.protection-card.mental,.protection-card.world,.protection-card.illness{background:#fff;color:var(--i);border-color:#e5e7eb}
.protection-photo{aspect-ratio:16/9;overflow:hidden;background:#eef2f6;border-bottom:1px solid #e7ebef}
.protection-photo img{width:100%;height:100%;object-fit:cover}
.protection-body{padding:26px 28px 28px;display:flex;flex-direction:column;flex:1}
.protection-top{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:10px}
.protection-no{font:600 34px Georgia,serif;color:#c7832c}
.protection-kicker{font-size:10px;font-weight:900;letter-spacing:.16em;text-transform:uppercase;color:#8a97a7}
.protection-card h3{font:600 33px/1.08 Georgia,serif;color:var(--n);max-width:none;margin-bottom:14px}
.protection-lead{color:#5f6d7e;font-size:16px;max-width:none;margin-bottom:4px}
.protection-list{margin-top:22px;color:#4d5d71}
.protection-list li{padding:14px 0 14px 28px}
.protection-list b{color:var(--n)}
.inline-program{margin-top:auto;padding-top:16px;color:#9a5a0d}
.benefits-panel{margin-top:58px}
.pause-panel{margin-top:30px;padding:34px;border-radius:28px;background:linear-gradient(135deg,#fffaf3,#fff);border:1px solid #ead9c3;box-shadow:0 16px 40px rgba(7,24,45,.05)}
.pause-copy{max-width:880px}
.pause-copy h2{font-size:clamp(30px,3.4vw,46px);margin-bottom:12px}
.pause-copy p{color:#627080}
.pause-questions{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:26px}
.pause-question{padding:22px;border-radius:22px;background:#fff;border:1px solid #e7dccd;box-shadow:0 8px 22px rgba(7,24,45,.04)}
.pause-question span{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#fff0db;color:#a86a17;font:600 18px Georgia,serif;margin-bottom:14px}
.pause-question p{margin:0;color:#566474;font-size:15px;line-height:1.6}
.pause-question strong{color:var(--n)}
.pause-action{margin-top:24px;display:flex;justify-content:flex-start}
.package-cta{margin-top:28px}
@media(max-width:1100px){.pause-questions{grid-template-columns:1fr}.protection-grid{grid-template-columns:1fr}}
@media(max-width:680px){.protection-photo{aspect-ratio:4/3}.protection-body{padding:22px}.protection-card h3{font-size:29px}.pause-panel{padding:24px}.pause-copy h2{font-size:30px}.pause-question{padding:18px}}

/* FIX V5.1 — karta 01 po przejściu z granatu na biały layout */
.protection-card.accident h3{color:var(--n)}
.protection-card.accident .protection-lead{color:#5f6d7e}
.protection-card.accident .protection-list{color:#4d5d71}
.protection-card.accident .protection-list b{color:var(--n)}

/* V5.2 — lżejszy moduł 20 korzyści */
.benefits-panel-v2{background:linear-gradient(145deg,#07182d,#0b2542);padding:38px;border-radius:30px}
.benefits-intro-v2{display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:end;margin-bottom:24px}
.benefits-intro-v2 h2{font-size:clamp(34px,3.6vw,50px);max-width:720px;margin:7px 0 0;color:#fff}
.benefits-intro-v2 p{margin:0;color:#bfccd8;font-size:15px;line-height:1.7;max-width:520px}
.benefits-domains{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:0 0 30px}
.benefits-domain{display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:start;padding:15px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.035);border-radius:16px}
.benefits-domain>span{color:#e5ad63;font:600 17px Georgia,serif}
.benefits-domain b{display:block;color:#fff;font-size:13px;margin-bottom:3px;line-height:1.3}
.benefits-domain small{display:block;color:#94a6b7;font-size:10px;line-height:1.45}
.benefits-label{padding-top:20px;border-top:1px solid rgba(255,255,255,.12);color:#e4b878;font-size:10px;text-transform:uppercase;letter-spacing:.16em;font-weight:900;margin-bottom:14px}
.benefits-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:11px}
.benefit-card{display:block;padding:18px;border:1px solid rgba(255,255,255,.12);border-radius:17px;background:rgba(255,255,255,.045);min-height:180px}
.benefit-card>span{width:34px;height:34px;margin-bottom:14px;background:#fff;color:#07182d}
.benefit-card b{font-size:14px;line-height:1.38;margin-bottom:7px}
.benefit-card p{font-size:11px;line-height:1.55;color:#aebdca}
.benefits-more-v2{margin-top:22px;padding-top:0;border-top:0}
.benefits-more-v2 summary{border:1px solid rgba(255,255,255,.14);border-radius:17px;padding:15px 18px;background:rgba(255,255,255,.035)}
.summary-copy{display:block}.summary-copy b{display:block;color:#f0c582;font-size:13px}.summary-copy small{display:block;color:#8fa2b5;font-size:10px;font-weight:500;margin-top:2px}.summary-arrow{font-size:19px;color:#f0c582}
.benefits-all-v2{margin-top:12px;border-radius:18px;padding:0 15px;background:rgba(0,0,0,.10);grid-template-columns:repeat(2,1fr)}
.benefits-all-v2 .benefit{padding:16px 4px}.benefits-all-v2 .benefit>span{width:34px;height:34px}.benefits-all-v2 .benefit b{font-size:13px}.benefits-all-v2 .benefit p{font-size:11px}
.benefits-panel-v2 .benefits-note{margin-top:18px;padding-top:14px}
@media(max-width:1100px){.benefits-intro-v2{grid-template-columns:1fr}.benefits-domains,.benefits-cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.benefits-panel-v2{padding:24px 20px}.benefits-intro-v2{gap:12px}.benefits-domains,.benefits-cards,.benefits-all-v2{grid-template-columns:1fr}.benefit-card{min-height:0}.benefits-intro-v2 h2{font-size:31px}}

/* V5.3 — źródła inline */
.source-inline{color:#9b5e12;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;font-weight:700}.source-inline:hover{color:#c86f0a}.source-inline span{font-size:.82em;margin-left:2px}

.source-number{color:inherit;text-decoration-color:rgba(156,102,27,.45)}.data-card .source-number{color:var(--n);text-decoration-color:#d9a45e}.source-note{color:#8c7657;font-weight:600}.source-note:hover{color:#a86614}

/* FINAL — wyrównana sekcja świadomości */
.awareness-section{background:linear-gradient(180deg,#fcfaf7 0%,#fff 100%)}
.awareness-grid{align-items:start;gap:54px}
.awareness-copy h2{font-size:clamp(38px,4.15vw,58px);max-width:720px}
.awareness-copy p{max-width:760px}
.awareness-side{display:grid;gap:18px}
.awareness-side .pull,.awareness-side .data-card{margin:0}
.awareness-side .pull{min-height:0}
.awareness-side .data-card{padding:27px 30px}
.policy-conclusion{margin-top:30px;display:grid;grid-template-columns:135px 1fr;gap:28px;align-items:start;padding:28px 32px;border-radius:22px;background:linear-gradient(135deg,#fffaf2,#fff);border:1px solid #ead5b7;border-left:4px solid #d1a65f;box-shadow:0 12px 32px rgba(7,24,45,.04)}
.policy-conclusion-mark{font-size:10px;font-weight:900;letter-spacing:.16em;text-transform:uppercase;color:#a86a17;padding-top:7px}
.policy-conclusion h3{font:600 27px/1.15 Georgia,serif;color:var(--n);margin:0 0 9px}
.policy-conclusion p{margin:0;color:#5c6a7a;font-size:15px;line-height:1.7}
.policy-conclusion strong{color:var(--n)}
@media(max-width:1100px){.awareness-grid{gap:28px}.policy-conclusion{grid-template-columns:1fr;gap:8px}}
@media(max-width:680px){.awareness-copy h2{font-size:38px}.policy-conclusion{padding:22px;border-radius:18px}.policy-conclusion h3{font-size:24px}}

/* --- NNW szkolne final polish --- */
.quick-grid > article{height:100%}
.quick-check-card,.quick-service-card{min-height:640px}
.quick-card-top,.quick-service-card>div:first-child{min-height:182px}
.quick-card-top{display:flex;flex-direction:column;justify-content:flex-start}
.quick-card-top p{margin:0;color:#b8c6d4;font-size:14px;line-height:1.55;max-width:430px}
.quick-list.compact{margin-top:18px;border-top:1px solid rgba(255,255,255,.12)}
.quick-list.compact .quick-item:first-child{padding-top:18px}
.quick-card-foot{margin-top:auto;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);display:flex;justify-content:space-between;gap:18px;align-items:center}
.quick-card-foot strong{font-size:14px;color:#fff}
.quick-card-foot a{color:#e3ad65;font-size:14px;font-weight:800;white-space:nowrap}
.quick-service-card>div:first-child{display:flex;flex-direction:column;justify-content:flex-start}
.service-benefits{margin:18px 0 22px}
.service-proof{padding-top:10px;border-top:1px solid #e9ddcf}
.service-bridge{margin-top:18px}

.policy-conclusion.advice-card{margin-top:30px;display:grid;grid-template-columns:190px 1fr;gap:28px;align-items:center;padding:28px 32px;border-radius:24px;background:linear-gradient(135deg,#fffaf2,#fff);border:1px solid #ead5b7;border-left:4px solid #d1a65f;box-shadow:0 12px 32px rgba(7,24,45,.04)}
.advice-photo{align-self:stretch}
.advice-photo img{width:100%;height:100%;min-height:220px;object-fit:cover;border-radius:18px;display:block;box-shadow:0 14px 34px rgba(7,24,45,.12)}
.advice-content{display:flex;flex-direction:column;gap:12px}
.policy-conclusion-mark{font-size:10px;font-weight:900;letter-spacing:.16em;text-transform:uppercase;color:#a86a17}
.advice-content h3{font:600 31px/1.12 Georgia,serif;color:var(--n);margin:0}
.advice-content p{margin:0;color:#5c6a7a;font-size:15px;line-height:1.72}
.advice-content strong{color:var(--n)}
.advice-signoff{margin-top:6px;padding-top:14px;border-top:1px solid #eadfce;display:flex;flex-direction:column;gap:2px}
.advice-signoff strong{font-size:15px}
.advice-signoff span{font-size:13px;color:#7a8796}

@media(max-width:1100px){
  .quick-card-top,.quick-service-card>div:first-child{min-height:auto}
  .quick-check-card,.quick-service-card{min-height:auto}
  .quick-card-foot{flex-direction:column;align-items:flex-start}
  .policy-conclusion.advice-card{grid-template-columns:1fr;gap:18px}
  .advice-photo img{max-width:220px;height:220px;min-height:220px}
}
@media(max-width:680px){
  .quick-card-top p{font-size:13px}
  .quick-card-foot{padding-top:14px}
  .quick-card-foot a{white-space:normal}
  .policy-conclusion.advice-card{padding:22px;border-radius:18px}
  .advice-content h3{font-size:26px}
}

.consent a{color:#9a611c;font-weight:800;text-decoration:underline;text-underline-offset:2px}.footer a[href="/polityka-prywatnosci/"]{font-size:12px;opacity:.88}
